NEXT GENERATION INSURANCE TELEMATICS SDK

Reward safe driving behavior
Warn of potential risks in advance
Make relevant offers at the right time

WELCOME TO MOVE.

Experience the MOVE SDK
in our demo app.

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building on the SDK right away?

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… or feel free to get in touch anytime you want!

Healthy Mobility
Recognize and reward healthy mobility such as walking or biking.

Driving Behavior Analytics and Feedback
Warnings for risky behavior, and help in emergency situations.

Eco-Friendly Mobility
Recognize and reward the use of public transportation, such as train or tram.

Avoidance of Risk
Information and warnings for current and future risks, such as hail or storms.

Upselling
Suitable offers at the right place and at the right time, such as travel insurance at the airport.

Emergency Aid
Assistance after an accident or in dangerous situations.

Smart Communication
Offer insurance and other services based on location and season.

The core of your telematics strategy

Create the ideal customer experience with MOVE and use the smartphone as a central element for communication and services.

Gain insights into driving and mobility behavior

Provide feedback and reward risk avoidance

Protect customers with proactive warnings of potential risks and automatic response in emergency situations

Offer products and services in the right place at the right time

MOVE APP and MOVE SDK

MOVE is flexible and adapts seamlessly to your product design and work flow. Deploy MOVE as a white-label solution or use the software development kit for your existing or new application.

BEST PRACTICES

SDK

Whitelabel

Mobilio

The Mobilio app wants to drastically reduce the number of road accidents, injuries, and deaths. Drivers who stop using their phones while driving earn points that can be exchanged for cryptocurrency.

706,000,000

MOB token earned

Global

Distribution

360,000+

Downloads

Generali Mobility

Generali Mobility motivates users to optimize their driving behavior, encourages them to participate in challenges, and increases safety through context-related warnings. It also displays the relationship between car trips, bike rides, and public transportation.

2022

Launch Date

AT

Distribution

React Native

AppTechnology

DEVK

DEVK customers can save on their insurance premium by driving safely. This includes an ecological driving style, avoiding smartphone use behind the wheel, and adhering to speed limits.

30%

max. discount

GE

Distribution

70,000+

Downloads

UNIQA

UNIQA SafeLine consists of an installed telematics hardware and a smartphone app. It offers eCall, bCall, stolen vehicle tracking and up to 50% discount on the insurance premium for distraction-free driving.

2009

Product Launch

AT

Distribution

120,000

Hardware Installs

MOVE FEATURES

Scoring and Coaching

MOVE identifies car trips, analyzes the driving style and detects potential risks. These include smartphone distraction, excessive speed or an aggressive driving style. The results are presented as a score and personalized messages provide recommendations for increasing road safety.

Transportation and Movement

In addition to car trips, MOVE also recognizes other modes of transportation. These include cycling, walking and running, as well as the use of public transport. Motivate your customers to moveecologically; for example, to avoid using a car for short journeys and to cycle or walk instead.

Communication Channel

Customize the way you communicate with your users based on their behavior, location, and environment. This ensures that relevant information reaches the targeted user at the right time. MOVE provides the necessary events and analysis data and optionally offers a complete marketing automation platform.

Avoiding Accidents and Damage

Self-inflicted accidents are usually the result of wrong decisions or lack of information. With MOVE, you make risky behavior visible and warn of potential dangers in advance. General information helps improve driving behavior, while a warning about bad weather on the way to work increases awareness and motivates the use of alternative means of transport, for example.

Rewards and Incentives

Rewards are a great motivator. Using MOVE, you can award points for good driving behavior or following recommendations. These can be redeemed for products and services in the optional MOVE Shop. Whether they come from you or a partner company. Manage physical and digital products, organize raffles and set quotas.

Upselling

Travel insurance at the airport or accident insurance at the sports field. MOVE allows you to reach potential and existing customers exactly when your products and services are needed most. With EBI™, our event-based interaction API, you can customize the approach to achieve optimal conversion.

Help in Case of Emergency

Be there in case of an emergency! Your users can call for help via an emergency button in the MOVE app. In addition, you can connect external devices and sensors via Bluetooth, which trigger automatic notification. The MOVE eCall is optimized for accident detection in vehicles, and the MOVE wristband detects falls by motorcycle, bicycle or while skiing.

More Features – coming soon

We are continuously expanding the MOVE SDK and adding new functionalities. Stay tuned for great features with each product update!

MOVE Platform

The MOVE platform consists of two main components, MOVE SDK and MOVE Backend. The software development kit is available for Android and iOS and can be integrated into existing apps or used as part of a new application. The backend makes the data collected by the MOVE SDK available via APIs as well as a web interface.

MOVE TIMELINE

The data prepared in the MOVE backend can be retrieved via an API and displayed as a timeline. The data can be transferred to your application, displayed on the user’s smartphone, or retrieved as a timeline via a web service.

Mobility detection

When mobility is detected, the MOVE SDK on the smartphone starts recording the corresponding data.

Analytics

The data is forwarded to the MOVE backend. A machine learning algorithm determines the means of transportation.

Driving behavior

Car trips are analyzed in more depth and evaluated according to their safety. This includes, in particular, smartphone distraction.

Driving style

Adherence to speed limits, braking, acceleration and cornering behavior are also evaluated.

Means of transportation

General mobility behavior is also recorded. This includes cycling, walking and the use of public transport.

TRIP IS BEING EVALUATED

79%

3%

12%

34%

CAR

12:00-12:11 (11 min.)

FROM: 500 W 2nd St, Austin, TX 78701, United States
TO: 2600 E 13th St, Austin, TX 78702, United States

4 min.

2 min.

6 min. | 55%

CAR

12:00-12:11 (11 min.)

FROM: 500 W 2nd St, Austin, TX 78701, United States
TO: 2600 E 13th St, Austin, TX 78702, United States

4min.

2min.

6 min. | 55%

IDLE

12:11-12:16 (5 min.)

WALKING

12:16-12:25 (9 min.)

IDLE

12:11-12:16 (5 min.)

SHORT TRIP
DRIVERS

Segment for people who:

have performed the event trip

with a distance of less than 1,000m

at least 4 times within
the past 10 days

Trigger

in Short Trip Drivers

Time Window

Wait until any day between 5:00 PM and 8:00 PM in the user’s time zone

Only send if customer meets 1 condition

Short Trips Message

MARKETING AUTOMATION

Design specific customer segments in minutes

Event data from the timeline is made available at an API, where it can be transferred to a CRM system or a marketing automation platform. We optionally offer a pre-integrated solution in cooperation with customer.io. Using attributes and segments, you can easily and flexibly design fantastic customer journeys.

Build beautiful customer journeys

Define a trigger for your campaign
Add additional attributes
Send notifications or apply another action

Get insights of your campaign success

Check your campaign results in real time and optimize it to reach your conversion goals.

MOVE FUNCTIONS

Driving recognition

After the SDK has been set up and its services started, it automatically activates itself in the background and collects the required data completely autonomously and without any user interaction, even when the app has been closed. The GPS and IMU data are recorded at high frequency to best analyze the user’s method of transportation and driving behavior. This includes events such as phone distractions, speeding, and acceleration, cornering, and braking behavior.

Battery management

It is essential to keep the power consumption of the app as low as possible. That’s why every SDK instance running on a smartphone learns the individual activities of its user and personalizes its lifecycle in the background as a result.

Artificial Intelligence and Machine Learning

Our statistical models are able to interpret a user’s behavior in an optimal way. For example, MOVE recognizes whether a route was traveled by car, bicycle, public transportation or on foot. If it is a car trip, driving style and behavior can be interpreted and evaluated. Relevant positions are also learned, e.g. the user’s place of residence or workplace.

Predictive Analytics

Our objective is to identify risks and warn the user at the right time. For this purpose, we use predictive analytics for temporal and spatial forecasting, i.e. when a person will be where. In combination with, for example, weather data, we can provide warnings of possible dangers in the future. To do this, we use time series analysis, (density-based) clustering methods and the modeling of stochastic processes (probabilistic modeling), among other things.

IoT – Internet of Things

External devices help us to better understand the environment. This enables us to recognize whether a user is driving their own vehicle and to detect emergencies such as a car accident or fall. The MOVE app communicates with these devices – such as MOVE eCall or MOVE wristband – via Bluetooth and interprets the information from their sensors. We offer the MOVE emergency platform as a web service or via API for emergency response centers.

MOVE APIs

Via the MOVE APIs, the SDK makes all recorded and enriched data available. The core is the Timeline API, through which analyzed journeys and seamless user movement data are transferred. Other APIs provide SDK functions such as points of interest, support user communication and error analysis (e.g. optimization of permissions and battery settings at the user), and offer additional services (e.g. emergency service, address resolution). User data is kept secure and GDPR compliant, certified according to ISO 27001.